meet our team

Tim Manfro, also known as Mortgage Manfro, is a mortgage advisor, educator, and community leader on a mission to help people turn the dream of homeownership into reality - because to him, Homeownership Starts Today.

But Tim didn't build his business by chasing transactions - he built it by focusing on people.

Early in his career, he realized that success wasn't about trying to control everything around him - it was about controlling what he could: his mindset, his process, and the value he brought to others. That shift changed everything.

Today, Tim leads a high-performing mortgage team built on one core philosophy: Give. Guide. Educate. His approach goes far beyond just getting loans approved - he empowers clients and partners with the knowledge, strategy, and confidence to make smart financial decisions. From first-time buyers to seasoned investors, every client benefits from a hands-on, in-house process designed to create clarity, certainty, and results.

Known for his energy, communication, and ability to simplify even the most complex scenarios, Tim has become a trusted resource for both clients and top real estate professionals. His clients don't just get a loan - they get a clear plan, honest guidance, and a team that treats their goals like their own.

But what truly sets Tim apart is his commitment to impact beyond the transaction.

Whether he's hosting Coffee with Mortgage Manfro, leading business and mindset trainings, or driving his charitable initiative Mortgage Manfro Gives Back - including large-scale efforts like the 5000 Socks Drive - Tim is constantly building community, creating connection, and making a real difference.

His philosophy is simple:

When you focus on becoming the best version of yourself and adding massive value to others, everything else follows.
Because to Tim, success isn't just measured in closings - it's measured in lives impacted.