4 Nov 2026 3-2-1 vs. 2-1 vs. 1-1 Mortgage Buydowns: Temporary... A temporary mortgage buydown can be one of the most misunderstood tools in a real estate transaction. I hear buyers and Realtors say things like: “Can we buy the rate down?” “Should we do a 2-1 buydown?” “What about a 3-2-1?” “Would it be better to permanently buy the rate down?” Those are all good […] Share on Facebook Share on Twitter