Latest Articles

Mortgage Manfro’s LETTER FROM THE HEART

My September 2026 Letter From the Heart is about resetting, refocusing, having fun, working hard, and deciding what deserves my full attention. Dear Friend, My September 2026 Letter From the Heart is about resetting, refocusing, having fun, working hard, and deciding what deserves my full attention. We served 8 families and funded around $3 million […]

California AB 956: Two Detached ADUs Coming in 202...

California AB 956 may create a pretty interesting new opportunity for homeowners starting in 2027. A new California law, AB 956, expands the state’s ADU rules and allows qualifying single-family properties to pursue two detached, new-construction accessory dwelling units instead of one through the streamlined approval process. California AB 956 is important because it expands […]

Mortgage Manfro’s LETTER FROM THE HEART

February 2026 – Love, Connection, and What Matters Most Dear Friend, February is always a reminder of what really matters. When most people think of February, they think of Valentine’s Day – and for me, it means something even more. Colleen and I were married on February 11th, 2017, and I truly believe I am […]

Mortgage Manfro’s LETTER FROM THE HEART

January 2026 – Momentum, Community, and New Beginnings Dear Friend, January is all about new beginnings. And even though I truly believe you shouldn’t wait until January 1st to chase your goals… it’s hard not to feel that “clean slate” energy. This year, I decided to lean all the way into it. Most people slow […]